Participating Issuers

• John Kim, Aames Investment Corporation
• Marina Anguelova, Advanta Corporation
• Michael Coco, Advanta Corporation
• Eleanor Everett, Advanta Corporation
• Dave Martini, Advanta Corporation
• Susan McVeigh, Advanta Corporation
• David Weinstock, Advanta Corporation
• Gerald Mohr, Affiliated Financial Services
• Graham Andersen, Allco Finance Group Limited
• Leanne Gordon, Allco Finance Group Limited
• Caroline Ong, Allco Finance Group Limited
• Craig Pino, American Home Mortgage
• Ursula Chamberlin, American Honda Finance Corporation
• Jon Nomura, American Honda Finance Corporation
• June Matsumoto, American Honda Finance Corporation
• Martin Saucedo, American Honda Finance Corporation
• Asam Sheikh, American Honda Finance Corporation
• Lisa Baker, AmeriCredit Corporation
• Preston Miller, AmeriCredit Corporation
• Susan Sheffield, AmeriCredit Corporation
• Renee Deane, Ameriquest Mortgage Company
• John Grazer, Ameriquest Mortgage Company
• Jule Keen, Ameriquest Mortgage Company
• Marchant Lohstroh, Ameriquest Mortgage Company
• Ketan Parekh, Ameriquest Mortgage Company
• Jim Gelwicks, Artemis Capital Finance, LLC
• Arthur Jonokuchi, Artemis Capital Finance, LLC
• Steven Odesser, Assured Guaranty Corp.
• Kenneth Rosenberg, Assured Guaranty Corp.
• Gavin Buchanan, Australian Mortgage Securities, Ltd.
• Ricardo Paranhos, Banco do Brasil
• Sergtio Garcia Aguilar, Banco Santander Central Hispano
• Russell Thompson, Belvedere Mortgage
• Sean Reddington, BNP Paribas Securities Corporation
• Murray Watson, Jr., Brazos Higher Education Authority, Inc.
• Al Ciafre, Capital One Financial Corporation
• Tom Feil, Capital One Financial Corporation
• Jerry Hamstead, Capital One Financial Corporation
• Phyllis Kisser, Capital One Financial Corporation
• Amy Moorhus Baumgardner, Capital One Financial Corporation
• Jeffrey Norris, Capital One Financial Corporation
• Bonnie Seideman, Capital One Financial Corporation
• Barry Eskandani, C-BASS
• Jim Schneider, C-BASS
• Jeff Toll, C-BASS
• Liz Cohen, Cendant Corporation
• Jennifer Kulawiak, Cendant Corporation
• Jeff Upperman, Centex Corporation
• Adam DeYoung, Centex Home Equity Company, LLC
• Barney Moss, Centex Home Equity Company, LLC
• Doug Potolsky, Chase Funding
• Lisa Capuano, Citigroup
• Paul Stephens, Citigroup Alternative Investments
• Kerry Brayton, Clout Financial Services, Inc.
• Riaz Lalani, Clout Financial Services, Inc.
• Kurt Reindal, Clout Financial Services, Inc.
• Bernie Pasierb, Clout Financial Services, Inc.
• Eliot Tubis, Clout Financial Services, Inc.
• Dan Long, Collegiate Funding
• Leanne Leong, Commonwealth Bank of Australia
• Donna Hearn, Commonwealth Bank of Australia
• Brad Coburn, Countywide Home Loans
• Chris Schoen, Credit Suisse First Boston LLC
• James Gibbons, Dresdner Kleinwort Wasserstein
• Ginny Darrow, EMC Mortgage
• Sharon Steiber, Fannie Mae
• Denise Grant, Fannie Mae
• John Kendall, Fieldstone Mortgage Company
• Rob Partlow, Fieldstone Mortgage Company
• Gary Uchino, Fieldstone Mortgage Company
• Stephen Holmberg, First Marblehead Corporation
• John Hupalo, First Marblehead Corporation
• Daniel Meyers, First Marblehead Corporation
• Liz Monroe, First Marblehead Corporation
• Don Peck, First Marblehead Corporation
• Cindy Rong, First Marblehead Corporation
• Alex Strounine, First Marblehead Corporation
• Leland Wilson, First Marblehead Corporation
• Eliza Ferzely, First National Bank of Omaha
• Karlyn Knieriem, First National Bank of Omaha
• Matthew Lawver, First National Bank of Omaha
• Craig Dukes, Ford Motor Company
• Shubhi Rao, Ford Motor Company
• Robert Burns, Freddie Mac
• Mike Dawson, Freddie Mac
• Mark Hanson, Freddie Mac
• Holly Sitzman, Freddie Mac
• Brian J. Bowers, Friedman Billings Ramsey
• Ahmed S. Hassanein, Friedman Billings Ramsey
• Gregory H. Gac, Frontier Leasing
• Samuel Gray, GE Capital
• Alan Langus, GE Capital Market Services
• Tom Davidson, GE Commercial Finance
• Sang Kim, GE Commercial Finance
• Tim Yanoti, GE Commercial Finance
• Sean Wilson, GE Corporate Capital Markets
• Carl Vannatter, GMAC
• Kathy Marquardt, GMAC Commercial Mortgage
• Al Gentile, GMAC Mortgage
• Timothy Magauran, GMAC Mortgage
• Jennifer Anderson, GMAC-RFC
• Dave Anton, GMAC-RFC
• Nancy Bartsch, GMAC-RFC
• Benita Bjorgo, GMAC-RFC
• Catherine Balck, GMAC-RFC
• Rob Caire, GMAC RFC
• Bill Cleary, GMAC-RFC
• Craig Hargrove, GMAC-RFC
• Denise Heuer, GMAC-RFC
• Shane Huether, GMAC-RFC
• Doug Hultberg, GMAC-RFC
• Stephen Hynes, GMAC-RFC
• Mauricio Jannet, GMAC-RFC
• Matthew Jensen, GMAC-RFC
• Jose Landa, GMAC-RFC
• Julianne Linder, GMAC-RFC
• Lisa Lundsten, GMAC-RFC
• John Lynch, GMAC-RFC
• Ritchie Mann, GMAC-RFC
• David Marple, GMAC-RFC
• Tom Marshall, GMAC-RFC
• Darsi Meyer, GMAC-RFC
• Frank Morisano, GMAC-RFC
• Joe Orning, GMAC-RFC
• Steve Pawlyshyn, GMAC-RFC
• Heidi Peterson, GMAC-RFC
• John Peterson, GMAC-RFC
• Jamie Platenberg, GMAC-RFC
• Eric Scholtz, GMAC-RFC
• Erin Stallmer, GMAC-RFC
• Julie Steinhagen, GMAC-RFC
• Mircea Ungureanu, GMAC-RFC
• Charmian Uy, GMAC-RFC
• Pieter VanZyl, GMAC-RFC
• Diane Wold, GMAC-RFC
• Robert Plahn, HBOS
• Patel Milan, HBOS Treasury Services
• Manuel Campos, Hipotecaria Su Casita
• Mark D. Zaltzman, Hipotecaria Su Casita
• Steve Smith, HSBC Finance Corporation
• Kyle Miller, Hudson Castle Group, Inc.
• Victor Rampertab, Hudson Castle Group, Inc.
• Mark Hishorn, HVB Group
• Randy Park, Hyundai Motor Finance Company
• Jose de Jesus Gomez, INFONAVIT
• David Sanchez-Tembleque, INFONAVIT
• Jose de Jesus Gomez Dorantes, INFONAVIT
• Jie Li, Irdy Mae Bank
• Adebiyi Ademuyiwa, Irwin Home Equity
• Rodney Davenport, Irwin Home Equity
• Sunil Idnani, Irwin Home Equity
• Mary Rottman, Irwin Home Equity
• Stephen Etherington, JP Morgan Chase
• Rodd Specketer, JP Morgan Chase
• James Gibbons, K2 Corporation (Dresdner)
• Crista Neal, Key Bank
• Henry Engelken, Long Beach Mortgage
• Marguerite F. Durkin, Marshall & Ilsley Corporation
• Douglas D. Howe, Marshall & Ilsley Corporation
• Donald H. Wilson, Marshall & Ilsley Corporation
• Dr. James Bullock, Matrix Bancorp, Inc.
• Ron Hilsenhoff, Matrix Bancorp, Inc.
• Benjamin C. Hirsh, Matrix Bancorp, Inc.
• Patrick J. Howard, Matrix Bancorp, Inc.
• David W. Kloos, Matrix Bancorp, Inc.
• James Sherrill, Matrix Bancorp, Inc.
• Mark Spencer, Matrix Bancorp, Inc.
• Tom Dunn, MBNA America Bank
• Kenneth Fischbach, MBNA America Bank
• Vernon H.C. Wright, MBNA America Bank
• Tom Zorab, MBNA America Bank
• Lanette Frostestad, McKesson Corp.
• John Armbruster, Metris Companies
• Michael DeBois, Metris Companies
• Scott Fjellman, Metris Companies
• Dennis Kelly, Mitsubishi Motors Credit of America
• David Kliefoth, Motorola Credit Corporation
• Joel Alsfine, MSD Capital
• Howard Berk, MSD Capital
• Paul Carter, Nationwide Building Society
• Helen Gurney, Nationwide Building Society
• Cheryl Watson, Nelnet Inc.
• Kevin Cloyd, New Century Capital Corporation
• Jenine Fitter, New Century Capital Corporation
• Jennifer Kuritz, Nissan North America
• Michael Baumburg, NovaStar Financial
• Matt Kaltenrieder, NovaStar Financial
• David Wells, Option One Mortgage Corporation
• Mark Landschulz, Origen Financial, Inc.
• David Lamb, Prestige Financial
• Mimi Mengis, Providian Financial
• Steve Wagner, Providian Financial
• Jeff Sorensen, ResMAE
• Ronald Rabidou, Resort Finance Corporation
• Mark Daly, Sallie Mae
• Yingnan Ma, Sallie Mae
• Guido van der Ven, Sallie Mae
• Bradley Adams, Saxon Capital, Inc.
• Ernie Bretana, Saxon Capital, Inc.
• Claudia Gray, SG Americas Securities, LLC
• Jason Russell, SG Corporate & Investment Banking
• Gene Towle, Softec
• Roger Desmarchelier, St. George Bank
• Bradley Svalberg, Student Loan Corporation
• James Mark, WaMu Capital Corporation
• Lawrence Rubenstein, Wells Fargo Asset Securities Corporation
• Patrick Greene, Wells Fargo Home Mortgage
• Andy Jelmert, Wilshire Financial
• Alan Kirschenbaum, World Omni Financial Corporation
• Gary Becker, World Savings Bank

As of 1/19/05